Sunday, February 28, 2010

Healthcare System Thoughts: Reform

I recently saw someone make a half-headed comment about Democrats "ramming" legislation through congress for healthcare reform that "most Americans don't want" and Independents and Republicans are against.

I commented, only half jesting, asking if she had seen the recent bit on Colbert (or was it Jon Stewart?) where they did a news bit on Hawaii's healthcare.

For the most part she stayed out of the back and forth, probably because she doesn't really have a full idea of what she was whining about. She only clarified that if people were against it then it shouldn't be rammed through Congress.

Which, of course, is bullshit.

Primarily because Congress isn't looking out for the people; they're looking out for the popular vote, money, and politics, THEN their constituents. And I usually think most of the people bitching about whatever issue is on the front page of a newsmag probably do not know what a constituent is.

The bit on the "fake" news program brought up that Hawaii has had, for nearly 40 years, a law that mandates employers to provide health insurance for employees who work 20 hours or more four days a week. This means that just about every person in Hawaii is insured. There are wonderful statistics for the state showing that overall their health is among the best in the country. Of course here are problems to nitpick; employer fraud is on the rise, and some have decided to skirt the law by hiring more people to work fewer hours. It happens, of course. Apparently if something isn't one hundred percent effective then it's a failure in the minds of morons. At the same time, the numbers speak for themselves; the NY Times has an article that states that the health insurance premiums in the state tie North Dakota's for being the lowest and medicare costs per beneficiary are the lowest in the country. Hawaii has the highest incidence of breast cancer in the country, yet the lowest number of deaths.

This, of course, didn't stop someone in the Facebook thread, apparently from Hawaii, from being offended at the comment that they have a "socialized" healthcare systems (her tricorder must be missing a 'sarcasm' setting). Quick tidbit...when Republican spin doctors are spinning the ideas they oppose in oversimplified terms for an ignorant population, they like using words like "socialized" in this case to mean that the government is in control of the healthcare instead of the people; I was using the term tongue in cheek, but the fact remains that your state government is mandating health insurance coverage by proxy through the employers. When the government mandates and agent through proxy, it's still government meddling.

But in this case it seems to be helping.

A quick Google on the topic of "Hawaii healthcare" pops up several articles, most of the recent ones about a failed children's health insurance coverage system and many bouncy heads pointing to it as a failure. "See! They repealed it in seven months! We told you government healthcare can't work!"

Actually reading the information seems to show that there are kids who aren't covered with insurance. To help with that there was an initiative meant to cover the population of kids in need. What happened was that a number of people with  insurance already dropped their kids and moved them to the new system, so the money allotted couldn't handle the influx.

The actual "unworkable" system has been in place for decades for employed citizens.

On another note, I asked a friend and expat living in Australia what the health insurance system is like. He said that, like most of the modern world, it's socialized, and he'd be afraid to return to the States with the nightmare that is our insurance bureaucracy. The thing to remember, he said, is that your insurance companies are for-profit. They aren't there to help you. They have shareholders to please.

Which is true. It's against the law, last I knew, for a company to act in a way contrary to the interests of the shareholders, or the shareholders can sue. Good luck navigating this information, though...apparently big names like Blue Cross Blue Shield are fractured into a number of for-profit and non-profit sub companies in relationships so convoluted that the only thing more confusing is dealing with them as a customer.

I quickly grew tired of the crap spewing from talking heads and ended my contributions with a summary; I don't care. Any changes made not won't have a significant effect until I'm dead. Why?

Simple. Because part of the reason Hawaii is most likely doing well is because they've had it for decades. If you have state-run or federal-mandated health systems, it's going to have a large budget swell the first few decades because we're a population of gluttonous pigs. We're smokers. We're sedentary. We recognize more McDonaldland characters than we do names of astronauts or federal judges. More people can name more sports teams than ingredients in a soft drink or average calories at their favorite restaurant for their favorite meals (for those that actually provide nutrient information). So if you want to help with health issues, there's going to be a tail effect...the youth will need to grow up with better habits and lifestyles. As they become more prevalent, you'll see health effects slink up the charts, but the initial funding will be going towards those of us that have pissed away our lives in front of the television eating fast food and generally making unhealthy choices.

Offensive for some, but once we, the current generation or two, die off, then you'll see effects of a healthier lifestyled generation.

Of course at the point where we put a strain on the budget there will be a large outcry from the morons bemoaning the reform, and steps will be taken to eradicate it. People want it both ways. We want businesses to sell boatloads of frankenfoods...shakes...burgers...sodium-laden but yummy chain restaurant glop...while people just magically stay fit and healthy.

On the other hand, people living longer and healthier means that we'll have a greater population living longer and the health effects that just come from aging, a whole new ball of wax to debate and whine over.

My take? Like I said, I don't care anymore. I can't make a change. What I say doesn't matter. Any change for the better is going to take time and I'll be dead before I could reap any benefits from it (which I truly think is what insurance companies want). I also don't understand the endless debate we have in this "wonderful country" over healthcare when people literally go bankrupt because they have an illness. There's people WITH insurance that go bankrupt because of an illness. That's simply ridiculous, and the only reason I can think of that this is allowed to go on is because the asses actually being vocal about the debate are healthy or already have excellent insurance coverage, so they couldn't really give a damn about other people without voices in the matter, people who actually suffer the ramifications of these debates and political manoeuvrings, suffering because the talking heads that are supposed to be representing the interests of the constituency are more interested in the money from lobbyists.

Sad, isn't it?